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Bad Credit Car Finance

You are not alone

Are you finding it hard to get approved on a Personal Contract Hire, Hire Purchase, Personal Contract purchase or any other type of car finance? You are not alone! A wide range of factors can affect one's credit, missed or late payment history, other negative information, too many hard inquiries to name but a few. It is estimated that up to a third of Britons get turned down for competitive rate credit, but we are here to help! 

TopLeasing.co.uk partners with some of the most reputable firms on the British marketplace to provide you with some excellent options and get you that important car you need for your daily commute. Our dedicated team can arrange for our customers to be approved on New or Used cars , despite an adverse credit history in most circumstances.

Who can apply?

Most people can apply. We Consider People in situations like yours on a daily basis and in most cases, our partners manage to find a customised solution to their need. We are able to work towards finding a satisfactory solution despite the following personal circumstances: VA's, Defaults, CCJ's, Benefits, HP Arrears, Bankruptcies, Mortgage Arrears, Self employment, Agency Workers, Rent Arrears, HM Workers, No Deposit, Part Time Employment, DLA and Benefits.

What are the details?

Although advantageous, you do not need a deposit to apply for car finance with us if you have bad credit. In fact, you can even part exchange your current vehicle when applying for a new finance agreement on a new car or van. Our panel of lenders will consider all circumstances including IVA, CCJ and Defaults but also previous Bankruptcies. Tax Credits, DLA, Carers Allowance, ESA and Pension will usually be considered as income when considering your application. 

Our rates start at as little as 8 % APR depending on your circumstances and specific requirements. Some of our lenders will also consider Students and Provisional Driving License holders for car finance, and we can also arrange Motor Finance for Taxi Drivers.

What is the process?

Applying for bad credit finance with us is a simple and straight forward process. Simply fill in your details in the form below, and one of our dedicated experts will call you within 2 hours to assess your needs and evaluate the options we can offer you; It's as simple as that... 

Start the process of getting your new car now...

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TopLeasing.co.uk are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 783833

Registered in England & Wales with company number : 10779461 | Data Protection No : ZA255468 | VAT No : 320038555

Registered Office : 13th Floor, City Tower, Piccadilly Plaza, Manchester M1 4BT, United Kingdom

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

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